According to Constitutional Law expert Derek W. Black, professor and author, only Congress can appropriate money, and the president and other members of the executive branch, such as the secretary of education, can forgive debts only when Congress authorizes it. One 2007 law established the Public Service Loan Forgiveness program, which permits the secretary of education to forgive student loans after debt holders work in public service jobs for 10 years. Additionally, the HEROES Act gives the secretary of education the power to waive or modify student loans during times of emergency. The problem is that Congress, in the emergency debt relief law, explicitly gives the secretary power to waive or modify student loans during these times of emergency, but it does not specify a cap for the loan amounts potentially waived. The question is whether Congress can give the executive branch what amounts to a blank check to spend on student loan forgiveness. Join us in our exploration and discussion on this fascinating topic in recognition of Constitution Day 2023.